La Cible

Août 2018

La Cible, magazine officiel de l’IQPF, est destinée aux planificateurs financiers et leur permet d’obtenir des unités de formation continue (UFC). Chaque numéro aborde une étude de cas touchant les différents domaines de la planification financière.

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25 RRSPs, RRIFs, TFSAs and RESPs, as these assets cannot be held by a trust. To cover both types of assets, two types of administrative regimes would have to be created, which may be of value in some circumstances, but which will lead to additional costs, such as the filing of financial reports and trust income tax returns. Conclusion There are no ideal solutions for protecting seniors facing a loss of capacity in a legislative context that was designed prior to the social and demographic realities of the 21st century. As long as your client tolerates his daughter's encroachment on his capital, there is not much you can do to protect him unless you can prove that she is exceeding her mandate or appropriating money for personal purposes, or unless other family members become concerned. This is a very delicate situation since the rules governing the protection of personal information do not allow you to disclose financial information without the authorization of the client in question.

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